Finding a Pennsylvania(PA) orthodontist that is right for you or your child can be challenging. To help aid you in your search for the perfect orthodontist, we have put together the top 10 things you must know before choosing your orthodontist. We invite you to read it over and see if Spark Orthodontics will be a good fit for you!
Reading, PA, Orthodontist Explains How Your FSA Helps Fund Orthodontic Treatment
According to our Reading, PA, orthodontist, a Flexible Spending Account, or FSA, is a type of financial vehicle that allows you to set aside money for specific out-of-pocket medical expenses, such as doctor visits, prescription drugs, vision, and dental care. Read more to learn about the benefits of an FSA when it comes to paying for orthodontic treatment for yourself or your family.
Our Reading, PA, Orthodontist Shares How an FSA Means Real Savings
A health care FSA can be used to pay for a variety of health care expenses incurred by you, your spouse, and your dependents. This type of account, however, is only available when your employer sponsors it as a benefit to employees; many employers also provide matching contributions to an FSA.
Another benefit of a flexible savings account, according to our Reading orthodontist, is that you make your contributions through pre-tax deductions from your paycheck – which not only saves you significant taxes, but the contributed amount is also not taxed. The money you set aside with each paycheck is then used to reimburse any eligible expenses not covered by your regular health insurance plan.
What Is the Difference Between an FSA and an HSA?
According to our Reading, PA, orthodontist, there is an important distinction between an FSA and an HSA, or Health Savings Account. While both accounts are funded through pre-tax payroll deductions and are used to pay for qualified health care expenses, an HSA can only be used in conjunction with a high-deductible health insurance plan.
Your FSA Requires Careful Budget Planning
An FSA requires that you determine how much you will contribute at the beginning of the plan year, so this type of account is particularly helpful when you already know that you or your dependents will incur eligible out-of-pocket medical expenses, like orthodontic treatment. The disadvantage of this type of savings account is that it is referred to as “use it or lose it,” which means that you will forfeit the money if it is not spent by the end of the plan year, cautions our Reading, PA, orthodontist. However, some plans will you another two months to use up the FSA’s balance beyond the deadline.
Fund Your Child’s Braces with Your FSA, Advises Our Reading, PA, Orthodontist.
Orthodontic treatment – from braces to Invisalign – is a fixed cost, which makes using an FSA especially convenient. However, because orthodontic treatment usually lasts longer than one year, it is important to remember to only set aside funds you will use to pay for treatment in that specific plan year. Our helpful team at Spark Orthodontics will be happy to meet with you to make your FSA work best for your budget planning.
The information provided in this article is not meant to be medical advice and is for educational purposes only. If you would like to learn more about using your FSA for orthodontic treatment, feel free to contact Spark Orthodontics, with a convenient orthodontist office near Reading, PA, by clicking here or by calling 610.223.7777.
Spark Orthodontics can help you or your loved one achieve a smile that benefits dental health as much as it increases confidence. However, we want you to feel confident that your choice in an orthodontist in PA, is the right one. Follow the steps below and get that smile you have always dreamed of.
Contact one of our orthodontic offices in Reading, Camp Hill, Harrisburg, Bethlehem, Schnecksville, Schuylkill Haven, Lancaster, York, Danville, Hazleton or Freeland, PA, via our online form.
Finding the orthodontist office in PA that is right for you can be a challenge. To help aid you in your search for the perfect orthodontist office for you, we have put together the top ten most important features to look for in an orthodontic office. We invite you to read it over and see if Spark Orthodontics will be a good fit for you!
At Spark Orthodontics, we accept virtually all insurances. We also help with paperwork submissions and filing. Additionally, we offer many financing options with no money down and flexible terms.
Accelerate Your Treatment By Up To 50% With Spark
Traditional orthodontic treatment can take up to two years to complete. At Spark Orthodontics, we offer a system that allows you to speed up treatment by up to 50%! Ask for more details during your no-obligation Spark Smile Assessment.
Finding an orthodontist in PA you like, trust, and ultimately feel comfortable with can be challenging. For this reason, we invite you to take advantage of our Spark Smile Assessment at no charge and no obligation! The assessment includes a comprehensive initial exam, digital x-rays, consultation and analysis, a $249 value - yours for free!
As orthodontists, we get many questions from parents just like you, who are not sure if their child needs braces, if they should see an orthodontist, as well as many other questions. We invite you to download this free report to help answer these questions.
Our award-winning orthodontist in Reading, Bethlehem, Schnecksville, Pottsville, Lancaster, York, Danville, and Hazleton, PA, offers the most advanced braces for children, braces for teens and braces for adults. These types of braces include metal braces, clear braces, and Invisalign. We can even help you get straight teeth up to 50% faster with AcceleDent!
Come experience Spark Orthodontics! You will see we offer effective and affordable braces in Reading, Camp Hill, Harrisburg, Bethlehem, Schnecksville, Pottsville, Lancaster, York, Danville, and Hazleton, PA.
Call 610.223.7777 today for a free consultation for braces at one of our orthodontic offices in Reading, PA, Camp Hill, PA, Harrisburg, PA, Bethlehem, PA, Schnecksville, PA, Pottsville, PA, Lancaster, PA, York, PA, West Hazleton, PA, or Danville, PA.